Board of Directors
Ron Flauto is a practicing physician. He is a founding member of several medical companies
including Americare Kidney Institute, the largest private nephrology practice in Ohio. Dr Flauto is
the president of
Comprehensive Kidney Care, Inc and was a co-founder of of Advanced Dialysis and Advanced Peritoneal
Dialysis that were
sold to a Fortune 500 company in 2011. In addition, he is the managing partner of various real
estate holding companies.
Bill Koehler, an investor in Splash is a senior executive with more than two decades of experience
in corporate banking.
Bill has served as President of Key Community Bank, where he led 9,000 employees across 14 states.
Currently, he is Chief Executive Officer of Team NEO focusing on seeing Northeast Ohio grow and
Steve Muszynski (CEO), founded Splash in March 2013 with a innovative college savings and loan
He spent the first two years developing significant connections within the student loan and banking
industries attempting to bring the private label turnkey banking product to the market.
In mid- 2015, Mr. Muszynski pivoted the company to a platform that refinances medical school student
helping medical residents and fellows reduce the burden of their medical school student loan debt.
Mr. Muszynski began his career at General Electric in their Financial Management Program, rotating
through different business segments in a finance intensive program. He graduated magna cum laude
The Honors College at The Ohio State University— Max M. Fisher College of Business with a
in Finance and a minor in Economics. Mr. Muszynski also serves on the board of directors of the
Values in Action Foundation.
Robert Immerman, an investor in Splash, is the founder and CEO of InterDesign,
a 43 year old consumer products company with over 300 Employees, located in Solon
and Glenwillow Ohio. The company has a worldwide reach with additional warehouses in China,
Japan and Holland and products sold in Walmart, Bed Bath and Beyond, and Amazon,
just to name a few.
Nick Koinoglou, an investor in Splash, has been the CEO and CMO of Family Health Physical
Medicine in Alliance, OH since 1994. The practice provides orthopedic surgery, physical
therapy and chiropractic services. Mr. Koinoglou is also involved in real estate and is
currently CEO of KMS, a privately held real estate company. He is also President of BBIG
Investments, which is an investment group focused on stocks and real estate.