Why refinance with Splash?
Splash Financial loans are funded by banks and credit unions, who we’ve negotiated with on your behalf to ensure market leading rates.
Low fixed and variable rates. No application or origination fees
Both government and private loans can be refinanced
One loan and one payment make life a lot simpler.
Low rates mean more savings.
Pick the best loan for you.
Save on your student loans by lowering your interest rate and choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Transparent savings calculator built into the process to help you pick your loan.Get My Rate Learn More
Use our powerful calculator
Our calculator lets you see how much you could save in minutes!
over life of the loan
now vs. later
cost of loan
Not only did refinancing with Splash save me money, but they saved me time. Before Splash, I had 12 loans with the government that were tough to manage. Now I only have 1 loan, and I know who to call to get answers”
Getting started is easy
Before you start the application, we ask a few questions to make sure the loan is right for you.
Complete Loan Application
Here you enter more detailed information and upload your supporting loan documents.
Save Money, Simplify Life!
Once your application is approved and you accept the new loan, we pay off your old loans and you're refinanced!