Terms Of Service
USE OF THE WEBSITE
Contents are included in this website solely for your personal use. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell, or republish any of the contents of this Website without our prior written consent, which we may withhold in our sole discretion.
The website is for information purposes only and we do not warrant the completeness, timeliness, or the accuracy of the information. We may discontinue, suspend, or terminate offering products and services at any time, without prior notice. The data and other information you may provide us is not, and is not treated as, an application for a loan or a request to be pre-approved, pre-qualified or any similar concept. We do not guarantee acceptance into any particular loan program or specific loan terms or conditions with any lender; loan approval standards are established and maintained solely by individual lenders. We do not guarantee that the loan terms or rates offered and made available by Lenders are the best terms or lowest rates available in the market. A lender's offer may be subject to market conditions, approval and qualification. The rates and fees actually provided by Lenders may be higher or lower depending on your complete credit application and debt to income ratios. Unless expressly stated to in writing, nothing contained herein shall constitute an offer or promise for a loan commitment. Once you apply for a loan through our website, you understand and agree that we may act on behalf of the lender to complete your loan application. In order to help the government fight identity theft, the funding of terrorism and money laundering activities, and to help attempt to verify your identity, we and our lenders may obtain, verify and record information that identifies each person who opens an account with us and them. We and our Lenders may ask for your name, Social Security Number, address, telephone number, date of birth and other important information including, but not limited to information received from your credit file, that will allow us and them to properly identify you. If you provide authorization, we or a lender may perform a soft inquiry on your credit report for the same or similar purposes, but will not affect your credit score. When you use our website, you certify that all of the information you have provided in your inquiry is true, accurate, and complete to the best of your knowledge. Additional information may be required after you submit your information through our website to a lender in order for the lender to make you an offer for credit or to satisfy other legal obligations. Loan or savings calculators are offered for your own use and the results are based on the information you provide. The results of these calculators and figures are only intended as illustrations and estimates and are not guaranteed to be accurate. Actual payments and figures may vary
ACCESSING THE SITE AND ACCOUNT SECURITY
We reserve the right to withdraw or amend the website, and any service, feature, or material we provide on or through this website, in our sole discretion without notice. We will not be liable if for any reason all or any part of this website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the website, or all of the website, to users, including registered users.
If you choose, or are provided with, a user ID, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the website using your user ID, password or other security information. You are solely responsible for all access or visitation to, usage of, or activity on, your account. You acknowledge and agree that we may, and you specifically authorize us to, process all transactions, including without limitation purchases and/or registration for additional merchandise, products and/or services, that are initiated by use of your account.
You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.
We have the right to disable any user ID, password, avatar or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Service.
COPYRIGHT AND INTELLECTUAL PROPERTY
Except where otherwise expressly noted or as noted below, all contents of this website, including the images, text, icons and overall appearance of the website, are the sole and exclusive property of Splash Financial, Inc and its licensors. Any posting of our content on this website neither constitutes a waiver of any of our proprietary rights or any other party's proprietary rights, including but not limited to, copyrights, trademarks, servicemarks, patents, and other intellectual property, nor a transfer by implication, estoppel, or otherwise of any such rights or of any license to the website user or to any third party. This website is protected by United States copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any contents you obtain from the website.
LINKING TO THE WEBSITE AND SOCIAL MEDIA FEATURES
You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part.
This website may provide certain social media features that enable you to:
• Link from your own or certain third-party websites to certain content on this website.
• Send e-mails or other communications with certain content, or links to certain content, on this website.
• Cause limited portions of content on this website to be displayed or appear to be displayed on your own or certain third-party websites.
You may use these features solely as they are provided by us, and solely with respect to the content they are displayed with and otherwise in accordance with any additional terms and conditions we provide with respect to such features. Subject to the foregoing, you must not:
• Establish a link from any website that is not owned by you.
• Cause this website or a portion of it to be displayed, or appear to be displayed by, for example, framing, deep linking or in-line linking, on any other site.
• Link to any part of this website other than its homepage.
• Otherwise take any action with respect to the materials on this website that is inconsistent with any other provision of these Terms of Service.
You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice. We may disable all or any social media features and any links at any time without notice in our discretion.
DISCLAIMER OF WARRANTIES
THIS WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT YOUR SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT, WITH THE SOLE EXCEPTION OF WARRANTIES (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW. WE ALSO MAKE NO REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO ANY WEBSITE OPERATED BY A THIRD PARTY.
LIMITATION OF LIABILITY
IN NO EVENT WILL WE BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH YOU OR ANY OTHER PARTY'S USE OF THE WEBSITE OR IN CONNECTION WITH ANY DELAY IN OPERATION OR TRANSMISSION, FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEBSITE OR ANY WEBSITE OPERATED BY ANY THIRD PARTY OR ANY CONTENTS OF THIS WEBSITE OR ANY OTHER WEBSITE, EVEN IF WE ARE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
LINKS TO OTHER WEBSITES
We may provide links between this website and one or more websites operated by third parties. We do not control those websites or their contents or services. You agree that our links to such websites shall not be considered an endorsement by us of such websites, their contents, or their services.
TRANSMISSIONS TO AND FROM THIS WEBSITE
Except where expressly indicated otherwise, transmissions to and from this website or directed to us, including emails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by us. Please do not send any confidential information to us by email. Instead, please contact us at 6555 Carnegie Avenue, Suite 301, Cleveland, Ohio 44103, Attention: Splash Financial Website Customer Service. Any transmission you make to this website, including any emails, shall be deemed to be our property. If you provide us with any ideas, concepts, know-how, or techniques, you assign to us the right to use them without any limitation, and for any purpose, at no charge.
The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any material used or displayed on or through this website infringes your copyright, you (or your agent) may send us a notice requesting that the material be removed, or access to it blocked. The notice must include the following information: (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyrighted work claimed to have been infringed (or if multiple copyrighted works are covered by a single notification, a representative list of such works); (c) identification of the material that is claimed to be infringing or the subject of infringing activity, and information reasonably sufficient to allow us to locate the material on the website; (d) the name, address, telephone number and email address (if available) of the complaining party; (e) a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law; and (f) a statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send us a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA; see http://www.copyright.gov for details. DMCA notices and counter-notices regarding the website should be sent to:
firstname.lastname@example.org or by phone at 1-800-349-3938 or by mail to Splash Financial 6555 Carnegie Avenue, Suite 301, Cleveland, Ohio 44103, Attention: Splash Financial Web Site Customer Service.
We have the right to:
• Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of this website.
• Terminate or suspend your access to all or part of this website for any or no reason, including without limitation, any violation of these Terms of Service.
Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the website. YOU WAIVE AND HOLD HARMLESS US, AND OUR AFFILIATES, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY USANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER THE US/SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.
You agree that we may modify, change, or amend the contents of this website and these Terms of Service at any time. We will post the revised Terms of Service on the website and identify the "Effective Date." Any changes will become effective upon the “Effective Date.” If you use the site after such changes, you signify your acceptance and agreement to such changes. You agree to review the website and these Terms of Service regularly. Your use of this website after we modify, change, or amend the Terms of Service shall constitute your acceptance of such modifications, changes, or amendments. If you do not agree with the Terms of Service , as it may be amended from time to time, in whole or in part, please do not use the website.
These Terms of Service shall be governed by and construed in accordance with the law of the State of Ohio, without regard to the conflict of laws thereof, and to the laws of the United States.
To the extent any portion of these Terms of Service is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms and Conditions, as so modified, shall remain in full force and effect.
We may waive any right under or term or provision of these Terms of Service without such waiver being deemed a waiver of any other right, term, or provision of these Terms of Service at that time or at any other time.
Any claims or disputes arising from the use of this website shall be solely and exclusively subject to the jurisdiction of any federal or state court for the Northern District of Ohio or Cuyahoga County, Ohio.
How to Contact Us
You may contact us by email: email@example.com or by phone at 1-800-349-3938 or by mail to Splash Financial 6555 Carnegie Avenue, Suite 301, Cleveland, Ohio 44103, Attention: Splash Financial Web Site Customer Service with questions or problems with this website.
These Terms and Conditions are effective as of June 13, 2017.