COVID-19 Update: What it may mean for your student loan refinancing.      Learn More.
COVID-19 Update: Learn More.
In the News: Splash named among top 250 Fintech companies.      Learn More.
Break free from high interest rates and save thousands*
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Rates as low as 2.63% fixed APR

Checking rates will not affect your credit score1

No refinancing fees or pre-payment penalties

Welcome Dave Ramsey Listeners!

Whether you’re new to the debt snowball or a total pro, a lower interest rate from Splash may help you get out of debt faster or save money over the life of your loan. Our mission aligns with Dave’s principles - to save people money on their student loans.

Our lowest rates
To help in these unprecedented times, we worked with our lending partners to drop rates to historic lows. Refinance to a new low rate today to lock in savings for the life of your loan.2
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Why refinance your student loans with Splash?
Splash partners with banks, credit unions, and other lenders to bring you market-leading rates. In fact, many of the rates you'll find on Splash aren't available anywhere else. This allows us to offer amazing benefits such as:
Low Rates
Variable rates start at 1.89% APR and Fixed rates start at 2.63% APR.
Easy Application Process
Our seamless online experience takes the hassle out of refinancing.
Zero Fees
No application fees, no origination fees, and no pre-payment penalties.
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It’s quick and easy to refinance
Get your rate estimate
Calculating your new low rate will not affect your credit score.
Submit your application
Secure your new rate by submitting your application.
your loan
Make your life easier with one lender instead of several.
Save time and money
Enjoy more savings with your new rate and one monthly payment.
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