Whether you’re new to the debt snowball or a total pro, a lower interest rate from Splash
may help you get out of debt faster or save money over the life of your loan. Our mission
aligns with Dave’s principles - to save people money on their student loans.
Today's low rates
To help in these unprecedented times, we worked with our lending partners to drop rates to historic lows.
Refinance to a new low rate today to lock in savings for the life of your loan.2
Splash partners with banks, credit unions, and other lenders to
bring you market-leading rates. In fact, many of the rates you'll find
on Splash aren't available anywhere else. This allows us to offer
amazing benefits such as:
Low Rates
Variable rates start at
1.89% APR†
and Fixed rates start at 2.63% APR.
Easy Application Process
Our seamless online experience takes the hassle out of refinancing.
Zero Fees
No application fees, no origination fees, and no pre-payment penalties.