Splash partners with banks and credit unions to bring you market-leading rates. In fact, many of the
rates you’ll find on Splash aren’t available anywhere else. This allows us to offer amazing benefits
Variable rates start at 1.99%
APR and Fixed rates start at 2.88%
Easy Application Process
Our seamless online experience takes the hassle out of refinancing.
No application fees, no origination fees, and no pre-payment penalties.
Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits
any time without notice. Rates and terms are also subject to change at any time without notice.
are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident
an eligible state and meet applicable underwriting requirements. Not all borrowers receive the
Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be
within a range of rates and will depend on a variety of factors, including term of loan, a
financial history, income and other factors. Refinancing or consolidating private and federal
loans may not be the right decision for everyone. Federal loans carry special benefits not available
loans made through Splash Financial, for example, public service loan forgiveness and economic
programs, fee waivers and rebates on the principal, which may not be accessible to you after you
The information you provide to us is an inquiry to determine whether we or our lenders can make a
loan offer that meets your needs. If we or any of our lending partners has an available loan offer
for you, you will be invited to submit a loan application to the lender for its review. We do not
guarantee that you will receive any loan offers or that your loan application will be approved.
Offers are subject to credit approval and are available only to U.S. citizens or permanent residents
who meet applicable underwriting requirements. Not all borrowers will receive the lowest rates,
which are available to the most qualified borrowers. Participating lenders, rates and terms are
subject to change at any time without notice.
1 To check the rates and terms you qualify for, Splash Financial conducts a soft credit
pull that will not affect your credit score. However, if you choose a product and continue your
application, the lender will request your full credit report from one or more consumer reporting
agencies, which is considered a hard credit pull and may affect your credit.
2 Savings over the life of your loan assumes same or shorter loan terms and/or
interest rates on your refinance, and may not be representative of your situation.
Actual savings, if any, may vary based on interest rates, balances, remaining repayment of
terms and other factors.
† The rates displayed may include a 0.25% autopay discount.
Splash Financial, Inc. (NMLS #1630038), NMLS
Consumer Access. Splash® is a registered trademark of Splash Financial, Inc.