Why refinance with Splash?
We provide immediate cash benefits and lower interest rates
Low fixed rates. No application or origination fees. Can reduce loan payments by $3k to $6k each year in training.2a
Defer payments in training
Maximum payment flexibility. Pay $1 per month2b for up to 84 months while in training.
One loan and one payment. No need to recertify your status in training every year.
Rates ranging from 3.25% APR – 6.69% APR (depending on credit and loan term) 2
3 years to 20 years. This loan term includes your eligible training period.
Use our powerful calculator
We've built a free loan assessment tool that enables you to build a student loan repayment plan, whether that's with Splash, the government, or public service loan forgiveness.
over life of the loan
now vs. later
cost of loan
It was so easy to refinance my loans with Splash. I was paying hundreds of dollars per month on a resident’s salary and now my loan payment is only $1 per month. It’s just nice having all my loans in one place now.”
Getting started is easy
Before you start the application, we ask a few questions to make sure the loan is right for you.
Complete Loan Application
Here you enter more detailed information and upload your supporting loan documents.
Save Money, Simplify Life!
Once your application is approved and you accept the new loan, we pay off your old loans and you're refinanced!