1. Check your rate with Splash
It takes only three minutes!
2. File a claim
Answer a few questions about the approved loan offer you received from another
lender within 10 days of checking your rate with Splash. Your Splash rate check
must have occurred before starting your application with the other lender.
Application information, such as loan amount, income, and degree must match
the information you provided to check your rate with Splash.
File a claim
3. Submit proof of refinancing
Show us proof that you refinanced your student loans with the other lender
within 15 days of checking your rate with Splash. Your claim is not complete
until we receive proof of refinancing. Proof must include your new loan’s start date,
account balance, rate, and your name.
Submit proof of refinancing or email proof to lowrateclaim@splashfinancial.com
4. Receive your gift card
If your claim meets the Low Rate Guarantee requirements, Splash will approve your
claim and email your Amazon Gift Card to you within 14 days of receiving your proof
of refinancing.