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Should I pay off my student loans?

You have a lot of control over how you pay off your student loans. For those wanting to pay off their student loans quickly, many lenders offer plans with a higher monthly payment and lower interest rates. Conversely, if you’re looking to keep your monthly costs low, you may choose a loan with a lower monthly payment and higher interest rate, paid over a longer period of time. In both cases, student loan refinancing may help you to reduce your interest rate and adjust the length of time left on your loan based on your most-current needs and financial goals.

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